Capital4Idea owns or lawfully possesses any and all intellectual property rights on the Site, and in and within the material or content (the “Content”) published on it. Those works are protected by laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of the third parties to the Content published on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. You must not systematically extract and/or re-utilise parts of the Site or the Content. In particular, you must not use any data mining, robots, or similar data gathering and extraction tools to extract (whether once or many times) for re-utilisation any substantial parts of the site. You must not create and/or publish your own database that features substantial parts of the site without our prior written consent.

Access and use of our Site are permitted on a temporary basis and do not include any commercial use of the Site or its Content. You must not reproduce, copy and/or exploit any Content from our Site for any commercial purposes without our prior written consent.
Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our Site in breach of these terms of use, your right to use our Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Any trademarks and tradenames featured on the Site are owned by the respective trademark owners. “Capital4Idea” is a trademark of Capital 4 Idea PTE.LTD . You are not permitted to use it without our approval, unless they are part of material you are using as permitted under.

The content on our Site is provided “as is” for general information only. All information provided is impersonal and not tailored to the needs of any person, entity or group of persons. We make no representations or warranties of any kind concerning the Content, whether express or implied, including without limitation, merchantability, fitness for a particular purpose, or non-infringement.

Capital4Idea is not an investment advisor and makes no representation regarding the advisability of investing in any investment product, transaction, or any investment strategy. Therefore, You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site, since every investment strategy has its risks and may entail a loss of invested capital. No investor should invest without a thorough reading of the risk factors associated with each investment strategy in official documentation provided. Investors with questions should additionally seek independent investment advice tailored to their needs, circumstances, and risk tolerances.

Capital4Idea is a Software Company that provides Software products and services and therefore it does not provide any Investment or Brokerage Services.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the Content on our Site is accurate, complete or up to date. Capital4Idea does not assume any obligation to update the Content following publication in any form or format. The Content should not be relied on and is not a substitute for the skill, judgment and experience of a user, its management, employees, advisors and/or clients when making any decisions. Your use of the Content is at your sole risk.

In no event shall Capital4Idea be liable to any party for any direct, indirect, incidental, exemplary, compensatory, punitive, special or consequential damages, costs, expenses, legal fees, or losses (including, without limitation, lost income or lost profits and opportunity costs) in connection with any use of the Content even if advised of the possibility of such damages.

This includes:

• any direct, indirect or consequential losses;
• any loss or damage caused by civil wrongs (e.g., tort, including negligence), breach of contract or otherwise;
• the use of our Site and any websites that are linked to or from it;
• the inability to use our Site and any websites that are linked to or from it.

No representations or warranties are given as to the accuracy or completeness of the information or material provided via the Site or webpage/website to which it is linked. All warranties (express or implied) are hereby excluded to the fullest extent permitted by law.

Without prejudice to the generality of the exclusions of liability contained in this clause, we shall not be liable to you if you cannot access the Site properly or at all (wholly or partly) or if some of its features are unavailable to you due to events outside our control (including without limitation the performance of any internet service provider, the performance of any internet browser, limitations of the device you use to access the Site and/or any malicious or unintentional harm done by yourself or others).

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it (such as by using a link to suggest any form of association or endorsement by us).

You also must not establish a link to our Site in any website that is not owned by you.
Our site must not be framed on any other website, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission at any time and, if we instruct you to remove a link to the Site, you must do so without delay.

Where the Site contains links to other websites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those websites or resources and such links should not be interpreted as an endorsement by us of those linked websites.

In addition to these Terms, please read the Privacy Policy carefully as it governs our collection and use of personal information about you.

These Terms of Use are governed by and construed in accordance with the laws of Singapore.

Any dispute you have which relates to these Terms of Use, or your use of our Site, will be subject to the exclusive jurisdiction of the courts of Singapore.